BNControl® Features
The user interface to our financial portal is presented as a series of features.
Each feature is designed around a specific task or a specific business unit in your
bank. Having our product presented in such a fashion keeps our interface
clean and focused so your staff can stay on target with the tasks at hand. BNControl®
has a wealth of features designed to give you access to the critical information
bankers need every day. A few of those central features are listed here…
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Intranet Portal
Allows users to access anything within BNControl®.
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Reporting System
Full-featured, interactive & flexible reporting.
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Compliance & Audit
Complete solution for BSA and Red Flags.
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Relationship Banking
Increase profit and provide better customer service.
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BankChecks
Track and inventory official checks.
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This is the main portal view, which is easily customizable for your specific needs.
From here, all job functions, interactive reports, announcements, company photo
gallery, and other features are available. For additional flexibility in getting
to your data, we’ve also included a file system browser, complete with logging.
Our main portal allows users to access anything within BNControl®. Administrators
have the ability to customize links on the main portal screen allowing access to
shared network drives, bank procedures and policies, announcements, photo gallery
and more.
A user can be assigned a custom configured interface that displays BNControl® reports
that are crucial for each job function. This allows quick access to most frequently
used reports and provides tracking of when the report was accessed last.
Are there daily tasks that would be easier if you had a custom report?
Are your current reports hard to read and difficult to understand?
All BNControl® reports are legible and easy to read. If there is a report that you
do not have, let us provide it for you. Track and monitor all past due loans, collection
activities, delinquency ratios and payment activities by overall bank, branch, or
individual officer. CSR and Loan officers can see their portfolios and compete to
gain that top spot. Tellers can compete by average time per transaction. Management
can see what customers are most or least profitable. Compliance has tools to deal
with Red Flags and BSA. Specialized cleanup reports enable you to keep your bank
core clean. Our account cleanup reports accurately scrub your CIF, eliminate duplicate
tax ID’s, and insure daily deposit and loan account cleanup.
At a glance, view a complete profile of the customer and they're relationship with the bank. Drill
down to the account and transaction level, view check images and account documents...all from BNControl
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In Relationship Banking, you can instantly see how an individual customer
contributes to or detracts from your bank's profitability and encourages on-the-spot
sales opportunities. Cost of Funds allows you to see how much interest the customer's
deposit accounts are on a weighted rate. Loans Weighted Rate does the same but on
the customer's loans based on a weighted rate. We can also show you the Net Interest
Margin at the customer level. BNControl® can keep track of a custom Rate Variance
that allows you to see the maximum you will allow for the customer's new deposit
account.
On the Relationship Banking screen you can see the Sales Opportunity for each product
that your bank provides. Every product the customer has is grayed out while the
products that you want to provide to the customer are in a bold green to maximize
attention to the products and services that can be offered. An added feature of
BNControl® is the ability to assign a custom Rate Variance for each product with
a maximum cap rate. This way if you have a customer that would like a better rate
on their CD, you can offer them a higher rate based on new products they can utilize,
like EStatements or Internet Banking.
Red Flag
Do you have a solution for Red Flag?
On January 1, 2008, The Federal Trade Commission (FTC), the federal bank regulatory
agencies, and the National Credit Union Administration (NCUA) and FACTA mandated
that all financial institutions and creditors be Red Flag Rules compliant by Nov.
1, 2008.
BNControl® includes a series of eight reports that track various areas of the Red
Flag requirements including:
- Red Flag transaction on inactive and dormant accounts
- LOC Transactions within the first 90 days
- Late payments within the first 30 days
- Late payments within the first 90 days
- Anomalous account usage, indicating possible identity theft
In addition, BNControl® contains a complete checklist review
procedure and the system also maintains a complete database of all checklists including
outstanding and completed checklists.
Bank Secrecy Act
More details on this feature coming soon.
Do you need a solution for self issuing official checks?
BNControl® automatically prints, tracks, and reconciles all bank-issued financial
instruments. This provides better accountability and tighter control of your cash
flow. In addition, BNControl® will also administer the distribution and automated
reconciliation of traveler's checks that are sold through your bank.